CREDIT CARDS IN THE U.S.
Approximately 520 million credit cards are in circulation. There are 261M Visa credit cards, 176M MasterCard cards, 56M Discover cards & 50.6M American Express.

Many Don’t Understand Credit Card Rewards

Over one-third of credit card users are either unaware of or do not completely understand the benefits… [more]

Many Don’t Understand Credit Card Rewards Many Don't Understand Credit Card Rewards

Avoiding Credit Card Debt Relief Scams

Benefits of Debt Relief Programs People with mounting debts can reap major benefit from debt relief… [more]

Avoiding Credit Card Debt Relief Scams Avoiding Credit Card Debt Relief Scams

Credit Card Debt Counseling

What is Credit Card Debt Counseling? Interest rates on most debts incurred by debtors become increasingly… [more]

Credit Card Debt Counseling Credit Card Debt Counseling

What Are Credit Card Debt Relief Programs?

About Credit Card Debt Relief For people with immense credit card debts, there are relief programs… [more]

What Are Credit Card Debt Relief Programs? What Are Credit Card Debt Relief Programs?

How To Eliminate Credit Card Debt

Overcoming Credit Card Debt Any kind of debt such as credit card debt needs to be quickly addressed… [more]

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How to Lose Credit Card Rewards

There are occasions when credit card users lose points, miles and cash back rewards. Here are five of the most common credit card pitfalls in this area.

Inactivity

Some credit card programs take away rewards if you don’t continue to use the card. For instance, the NFL Extra Points card from Barclay will the close account of cardholders who do not make a charge for six consecutive months.

Program Changes

Credit card loyalty programs have terms and conditions that allow companies to make changes with little notice. Most of the time, these changes result in rewards being harder to redeem, or requiring more points or miles.

Late Payments

Some credit cards have terms that withhold rewards when the cardholder makes a late payment.

Expiration

Many airline frequent flier programs have expiration dates. For example, if American AAdvantage miles aren’t earned or used at least once in any 18-month period, the miles are lost. Card holders should keep track of loyalty points through the credit card company Website.

Account Closures

When the credit card issuer operates the rewards program, cardholders will usually forfeit rewards when their account is closed for any reason. This includes customers canceling their credit card as well as banks closing delinquent accounts.

Credit card users should be very cautious about accumulating vast sums of points and miles for more than a year or two.

Posted by CCB - August 26, 2013 at 8:54 pm

Categories: Advice   Tags: credit card, credit cards

Many Don’t Understand Credit Card Rewards

Over one-third of credit card users are either unaware of or do not completely understand the benefits associated with their cards, according to the J.D. Power 2013 U.S. Credit Card Satisfaction Study. Study results indicate that 59% of consumers said they completely understand their card rewards. That’s a decrease from 66% in 2012.

Jim Miller, senior director of banking services at J.D. Power, wrote, “Customers who use their card’s benefits spend an average of $400 more per month on their card, compared with those who are aware of benefits but do not use them, so clearly this is an area of importance to card issuers.”

The study found that 53% of consumers did not completely understand the terms of their credit cards. Of that group, 73% said they were unclear about interest rates and 31% said they didn’t understand late payment fees.

J.D. Power has measured customer satisfaction with credit cards since 2007, analyzing six components: interaction; credit card terms; billing and payment; rewards; benefits and services; and problem resolution.

For the fourth consecutive year, the study shows an improvement in satisfaction with a score of 767 on a 1,000-point scale. The score in 2012 was 755.
In terms of the highest-scoring providers, American Express maintained its 7-year streak in the top spot with 816 points, as a result of its strength in rewards and benefits and services, the press release said.

Discover is second with 812 points, and Chase is third with 783 points.

Those who take advantage of credit card rewards and benefits enjoy such things as free or reduced air travel and free car rental insurance usually not available when paying bills with other types of plastic such as prepaid cards and debit cards.

Posted by CCB - August 23, 2013 at 3:41 pm

Categories: Featured   Tags: card issuers, credit card, credit card benefits, Credit Card Rewards, credit card satisfaction, credit cards, highest scoring credit card providers, J.D. Power survey

Google plans to track credit card spending – BBC News


BBC News
Google plans to track credit card spending
BBC News
Google is planning to track billions of credit and debit card sales to compare online ad clicks with money spent offline. Google Attribution will allow advertisers to see whether online ad campaigns generate offline sales. Announcing the service
Google Is Tracking Credit Card Purchases to See if Its Online Ads Work, Even in the Real WorldInc.com


Google is coming for your credit card data nextBGR
Google: We'll track your offline credit card use to show that online ads workZDNet
BleepingComputer –NEWS10 ABC –XDA Developers (blog) –Inside AdWords
all 143 news articles »

credit card – Google News

Posted by CCB - May 25, 2017 at 6:00 am

Categories: Credit Card News   Tags: card, Credit, Google, News, Plans, Spending, track

Google plans to track credit card spending – BBC News


BBC News
Google plans to track credit card spending
BBC News
Google is planning to track billions of credit and debit card sales to compare online ad clicks with money spent offline. Google Attribution will allow advertisers to see whether online ad campaigns generate offline sales. Announcing the service
Google Is Tracking Credit Card Purchases to See if Its Online Ads Work, Even in the Real WorldInc.com


Google is coming for your credit card data nextBGR
Google: We'll track your offline credit card use to show that online ads workZDNet
Nasdaq –NEWS10 ABC –BleepingComputer –Inside AdWords
all 135 news articles »

credit card – Google News

Posted by CCB - May 24, 2017 at 7:12 pm

Categories: Credit Card News   Tags: card, Credit, Google, News, Plans, Spending, track

Credit card bonuses get bigger and more tempting, but tougher to … – MarketWatch


MarketWatch
Credit card bonuses get bigger and more tempting, but tougher to …
MarketWatch
Credit card sign-up bonuses are soaring to new heights. It's easy to find valuable offers, but hard to earn them.

and more »

credit card – Google News

Posted by CCB -  at 6:00 am

Categories: Credit Card News   Tags: bigger, bonuses, card, Credit, MarketWatch, more, tempting, tougher

The lower your self-esteem, the flashier your credit card – MarketWatch


MarketWatch
The lower your self-esteem, the flashier your credit card
MarketWatch
A platinum credit card is typically associated with high social status, but new research suggests that people will choose one of these cards because it signifies higher income “over and above its benefits. Economists worked with an Indonesian bank that …

credit card – Google News

Posted by CCB - May 23, 2017 at 6:00 am

Categories: Credit Card News   Tags: card, Credit, flashier, lower, MarketWatch, selfesteem

The Build credit card helps people with bad credit scores – Business … – Business Insider


Business Insider
The Build credit card helps people with bad credit scores – Business …
Business Insider
Bad credit scores prevent millions of Americans from getting a credit card. The Build card endeavors to get these people on track and avoid expensive lending.
Refinance credit card debt? Sell an auto short? Yes and no! | Advice …Grand Island Independent



all 2 news articles »

credit card – Google News

Posted by CCB - May 22, 2017 at 6:00 am

Categories: Credit Card News   Tags: Build, Business, card, Credit, helps, Insider, people, scores

5 questions to ask when choosing a credit card – CNBC


CNBC
5 questions to ask when choosing a credit card
CNBC
Using a credit card can be a great way to boost your credit score, earn rewards points and get cool perks. But, choosing the wrong credit card could leave you with rewards you don't use, high fees and sky-high interest rates. At least one in five
Conquer fear of credit cards now, reap benefits laterSFGate


Credit Card With Fingerprint IdentificationmySanAntonio.com
NextAdvisor Reveals the Results of Its 2017 Travel Rewards Credit Card AnalysisNextAdvisor (blog)

all 12 news articles »

credit card – Google News

Posted by CCB - May 21, 2017 at 6:00 am

Categories: Credit Card News   Tags: card, Choosing, CNBC, Credit, questions

5 questions to ask when choosing a credit card – CNBC


CNBC
5 questions to ask when choosing a credit card
CNBC
Using a credit card can be a great way to boost your credit score, earn rewards points and get cool perks. But, choosing the wrong credit card could leave you with rewards you don't use, high fees and sky-high interest rates. At least one in five
Conquer fear of credit cards now, reap benefits laterSFGate


NextAdvisor Reveals the Results of Its 2017 Travel Rewards Credit Card AnalysisNextAdvisor (blog)

all 12 news articles »

credit card – Google News

Posted by CCB - May 20, 2017 at 7:12 pm

Categories: Credit Card News   Tags: card, Choosing, CNBC, Credit, questions

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